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Avoid the Trap of High-Interest Payday Loans with These Debt Alternatives

For the more than 12 million Americans who take out payday loans each year, the debt doesn’t end with their next paycheck. In fact, data from the Consumer Finance Protection Bureau shows that more than 80% of payday loans are rolled over within 14 days and the majority of these subsequent loans are for amounts […]

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The interest on a typical Utah payday loan goes up to 554% APR

Utah’s high-interest payday loan companies say the pandemic is hurting their already-struggling industry — where nearly one in three stores have closed during a four-year slump amid… tighter regulations. Critics say government coronavirus aid may have reduced the need for such loans. As the surviving loan shops try to hold on, they have hiked their […]

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What is a personal loan?

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners’ products. Millions of Americans are struggling to make ends meet. According to a survey from the First National Bank of Omaha […]

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Japan’s ‘Jo Baiden’ Becomes Internet Celebrity After US Election Results

Just days after Democrat Joe Biden defeated incumbent President Donald Trump and was declared the winner of the US presidential election, a 73-year-old politician in Japan rose to fame overnight. Yutaka Umeda, the mayor of Yamato – a small Japanese town that is home to around 15,000 residents – became an internet sensation this week […]